Affordable Therapy with Oscar through Octave
Most Octave clients with Oscar pay between $0-45 per session
Insurance Coverage
Know your costs
Discover how much Oscar will cover for therapy sessions with Octave. Simply select your state and insurance provider to see your out-of-pocket costs. Save time and make informed decisions about your care.
Take advantage of your Oscar benefits
Insurance coverage can be complex, but Octave is here to guide you every step of the way.
In-Network Coverage
Octave's team will help you find the best in-network therapist for your needs. Choosing an in-network therapist with coverage from Oscar offers the most cost-effective option for care with lower copays and more predictable costs.
Understanding Deductibles
Not sure where you stand with your deductible? We’re here to help you figure it out. Your deductible is an important piece of the puzzle when it comes to the cost of therapy. This is the amount you’ll need to pay out-of-pocket before Oscar starts covering your therapy sessions. After that, Oscar steps in to share the cost, making therapy more affordable.
Oscar Therapy Co-Pays
Because every plan is different, it’s a good idea to check your Oscar mental health benefits. You can review your plan details by logging into your Oscar account or giving them a call. If you need extra help, Octave is here to guide you in making sense of it all.
Out-of-Network Coverage
Whether you choose in-network or out-of-network care, Octave ensures you can maximize your Oscar benefits and focus on what matters—your well-being. If you prefer to work with the 2% of therapists at Octave who are out-of-network, you may still be eligible for partial reimbursement. With Oscar, this means submitting claims for your sessions. Octave simplifies the process by providing clear documentation and guidance to help you get reimbursed as quickly as possible.
Types of Therapy
Oscar insurance plans can cover individual, couples, and family therapy
Your mental health matters. Octave’s individual therapy sessions, covered by Oscar, provide personalized support for anxiety, depression, stress, and other challenges. Our therapists use proven methods like Cognitive Behavioral Therapy (CBT) to help you gain clarity and build resilience.
Relationships take work, and Octave is here to help. With Oscar, your couples therapy sessions are covered, making it easier to address challenges, improve communication, and strengthen your bond. Whether you’re navigating a specific issue or just looking to reconnect, our therapists are here for you. At Octave, we make it simple to access these services while maximizing your Oscar benefits. Our team is here to guide you every step of the way.
Family dynamics can be complex, but you don’t have to navigate them alone. Aetna covers family therapy sessions at Oscar, where we help families communicate better, resolve conflicts, and create stronger connections. Our therapists focus on collaboration to foster harmony at home.
Hear from the experts
Learn from our experts about the cost of therapy, what impact insurance has on average cost, and more
Yes. Up to 96% of Octave clients received coverage from their insurance provider, with an average out-of-pocket cost of $28 per session.
We offer several different types of evidence-based therapy approaches, including behavioral, mindfulness-based, and relational modalities. We tailor therapy to your unique values, needs, and goals and match you with the right therapist with a specialization suited to you. By providing a safe, solution-focused, collaborative therapeutic relationship, therapy aims to go in-depth, empowering you with tools to learn, practice, and experience new and more satisfying ways of relating to yourself, others, and the world around you.
You can also filter through our providers by their specialties and approaches here.
Typically, Oscar does not have a set limit of sessions. Octave partners with providers to offer different types of evidence-based therapy approaches to ensure effective and efficient outcomes.
Following your appointment, we’ll give you the information needed to submit a claim to Oscar. This includes steps for submitting your claim and a superbill to help the reimbursement process go faster. If you need to request a superbill, please contact [email protected].
After you submit your claim, either online or by mail, Oscar will send you a check with the reimbursed amount.
Get Started with Octave
Thousands are on a clear path to emotional well-being through therapy with Octave.
