ONLINE INDIVIDUAL THERAPY, COVERED BY INSURANCE

Online Individual Therapy, Matched To You

One hour a week that is entirely yours: a licensed therapist matched to what you are dealing with and how you want to work. See a licensed therapist in 1 to 3 days, on average, with most members paying $28 or less per session with insurance.

2,500+

Therapists

In-network

with major carriers

2,500+

Licensed Therapists

$28

Typical Out-Of-Pocket Per Session, In Network

1 to 8

Days To A First Appointment

Insurance

We Work With Major Carriers

Clients only pay $28 per session, on average. How is this possible? Octave works with you and your insurance provider to secure the best coverage for therapy and make high-quality care accessible.
Did you know?
Got an HSA or FSA? You can also use your pre-tax funds to pay for therapy.

Insurance Coverage

Save time and money

Know the cost of therapy before you start. Discover how much your insurance will cover for therapy with Octave. Simply select your state and insurance provider to see any out-of-pocket costs.

Cost calculator illustration

Affordable therapy that fits your life

Find a therapist who gets you

How it works

4 steps to start therapy

Answer a few questions

Answer a few questions

Find the right therapist

Find the right therapist

Start therapy

Start therapy

See results

See results
Get seen by an Octave therapist within 1-8 days.

Specializations

Care for the things that bring people to therapy.

Our experts can treat a wide variety of issues:

All Specializations

Provider credentialing section

Octave client satisfaction scores are 36% higher than industry average.

Every clinician is independently licensed, masters- or doctorate-trained, and reviewed for clinical fit before they see a single client.

Find your best therapist

2,500+

Therapists in network

Independently licensed across 20+ states

100%

License verified

Active state licensure confirmed quarterly with the issuing board

40+

Languages spoken

Clinicians speak 41 languages

10 yrs

Average experience

Median post-licensure clinical practice in the network

Comparison table

Therapy that fits into your life

It shouldn’t be the other way around, and that’s why we do what others don’t.

Octave
Traditional in-person

First session wait

Within 1-8 days

3-6 weeks

Insurance verified upfront

Yes- before first session

Often after-the-fact

Average out-of-pocket

$25-$60

$120-$250

Evening & weekend availability

Standard

Limited

Re-matching if it’s not a fit

Free, anytime

Start the search over

Care coordination

Dedicated coordinator

Self-managed

Outcomes and clinical evidence

Results that speak for themselves

95%

state that therapy through Octave has been worth the effort

Octave Client survey, 2025 (n=305)

89%

report a strong therapeutic alliance with their provider

Ongoing Octave client provider survey, 2026

76%

clients with clinical depression report significant improvement within 3 months of care

Octave Clinical Outcomes study, 2023 (n=17,000+)

In our clients’ own words
Our success is measured by the satisfaction of the clients we serve. See what some of them have to say about their experience.
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient

Frequently Asked Questions

Online Individual Therapy, Answered
Therapy starts with the right match. Here's how Octave connects you with a licensed therapist, who we see, and what you'll pay once you're in the room.

Individual therapy is one-on-one care with a licensed therapist: a private, recurring session built around what you are dealing with, whether that is a diagnosable condition like depression or anxiety, or a season of life that is simply too heavy to carry well alone. It is the most common form of therapy and the starting point for most people’s care.

No. Plenty of people start therapy without a named condition: stress that stopped being temporary, a decision that will not resolve, relationships that keep costing more than they give, or the sense of running on fumes. If something is taking more from you than it should, that is reason enough, and your therapist will help you name it as part of the work.

Start by answering a few questions about what you are dealing with, your preferences, and your insurance. Then you can book through an Octave Care Navigator or to search our directory and book yourself. Most members get a first appointment in 1 to 3 days. If the fit is not right after a session or two, re-matching is simple. The relationship drives the results, so finding a good match is never treated as an afterthought.

Yes, in most cases; individual psychotherapy is the most commonly covered mental health service. Most Octave members pay $28 or less per session using in-network insurance, and the cost estimator shows your exact cost before booking.

Yes. Octave therapists work with adults, teens, and college students one-on-one, with parents involved to the degree that is clinically right and legally required. Availability can vary by state; the match process accounts for it.

Octave handles that. If you need help with a specific condition (depression, anxiety, ADHD, PTSD, OCD, panic, social anxiety, insomnia, bipolar disorder, grief), Octave has therapists who specialize in it and dedicated pages describing that care. You do not need to route yourself correctly before starting.

More On Online Individual Therapy

What Online Individual Therapy At Octave Looks Like

Individual therapy is a weekly hour with a licensed therapist that belongs entirely to you: no agenda, no audience, no version of yourself to maintain. At Octave it is delivered over secure video (with in-person sessions available in select cities), and a first session in 1 to 3 days, on average. Most members pay $28 or less per session through in-network insurance rates.


The first sessions

The first session is a conversation about what brought you in and what difference you're looking for; by the second or third session, you have goals concrete enough to notice progress against. Whatever the approach your therapist recommends, the work is collaborative and paced to you.

Care that fits around a life

Consistency is what makes therapy work, so sessions can run on evenings and weekends as well as workdays, from wherever you are. The people who benefit most are rarely the ones with the most dramatic problems; they are the ones who keep showing up. Our format is built to make showing up easy.

When individual therapy is the wrong door

Sometimes the right care is a different shape: a couple whose problem lives between them, a family system pulling in different directions, or a crisis that needs immediate help (call or text 988; the crisis resources below list more). Starting individual and adjusting later is normal, and your therapist will tell you if a different option fits better.

Starting this week

Answer a few questions and meet with a therapist online or in-person in 1 to 8 days. One hour that is yours, on the calendar, this week.

Therapists By State

Therapy in nearby states

Search For an Online Therapist in Your State

If you need help right now

Crisis resources.

Octave is not an emergency service. If you or someone you love is in immediate danger, call 911 or go to your nearest emergency room.

988 Suicide & Crisis Lifeline

24/7, free, confidential — call or text

Crisis Text Line

Text HOME — 24/7 trained counselors

National DV Hotline

24/7 confidential support

Veterans Crisis Line

Press 1 after dialing 988

SAMHSA National Helpline

Treatment referral & info, 24/7

Trevor Project

LGBTQ+ youth crisis support

One hour a week, entirely yours.

Online individual therapy with a licensed therapist in 1 to 3 days, on average, covered by most major insurance plans.

Find Your Best Therapist