ONLINE DEPRESSION THERAPY, COVERED BY INSURANCE

Online Therapy For Depression That Meets You Where You Are

Depression makes everything harder, including asking for help. Octave makes the next step small: online treatment with a licensed therapist who specializes in depression with most members paying $28 or less per session with insurance. In-person sessions available in select cities. Most therapists are available within 1 to 8 days.

2,500+

Therapists

In-network

with major carriers

2,500+

Licensed Therapists

$28

Typical Out-Of-Pocket Per Session, In Network

1 to 8

Days To A First Appointment

Insurance

We Work With Major Carriers

Clients only pay $28 per session, on average. How is this possible? Octave works with you and your insurance provider to secure the best coverage for therapy and make high-quality care accessible.
Did you know?
Got an HSA or FSA? You can also use your pre-tax funds to pay for therapy.

Insurance Coverage

Save time and money

Know the cost of therapy before you start. Discover how much your insurance will cover for therapy with Octave. Simply select your state and insurance provider to see any out-of-pocket costs.

Cost calculator illustration

Affordable therapy that fits your life

Find a therapist who gets you

How it works

4 steps to start therapy

Answer a few questions

Answer a few questions

Find the right therapist

Find the right therapist

Start therapy

Start therapy

See results

See results
Get seen by an Octave therapist within 1-8 days.

Provider credentialing section

Octave client satisfaction scores are 36% higher than industry average.

Every clinician is independently licensed, masters- or doctorate-trained, and reviewed for clinical fit before they see a single client.

Find your best therapist

2,500+

Therapists in network

Independently licensed across 20+ states

100%

License verified

Active state licensure confirmed quarterly with the issuing board

40+

Languages spoken

Clinicians speak 41 languages

10 yrs

Average experience

Median post-licensure clinical practice in the network

Outcomes and clinical evidence

Results that speak for themselves

95%

state that therapy through Octave has been worth the effort

Octave Client survey, 2025 (n=305)

89%

report a strong therapeutic alliance with their provider

Ongoing Octave client provider survey, 2026

76%

clients with clinical depression report significant improvement within 3 months of care

Octave Clinical Outcomes study, 2023 (n=17,000+)

In our clients’ own words
Our success is measured by the satisfaction of the clients we serve. See what some of them have to say about their experience.
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient
After their first therapist session, 9 in 10 Octave clients say that their therapy experience has been good or better.
Octave Patient

Frequently Asked Questions

Online Depression Therapy, Answered

Depression makes even the small steps expensive. Here's what therapy involves, what it costs, and how quickly you can start — without the guesswork.

Yes, in most cases. Depression is one of the most commonly covered reasons for therapy, and most Octave members pay $28 or less per session using in-network insurance. You can check your coverage and per-session cost before booking with the cost estimator, so there is no surprise bill after your first session.


Cognitive behavioral therapy (CBT) has the strongest evidence base for depression, and behavioral activation, interpersonal therapy, and psychodynamic therapy also help many people. In practice, the best type is the one that fits how you think and what your depression looks like. Your therapist recommends an approach in your first sessions.

Most Octave members can have a first appointment with a therapist in 1 to 3 days, with evening and weekend times available for the weeks when daytime energy is not there. Sessions are online, with in-person options in select cities.

No. Octave provides therapy, not medication management. If you and your therapist decide medication is worth exploring, your therapist coordinates with a psychiatrist or your primary care doctor, and therapy continues alongside it.


Many people notice change within the first month, and 76% of Octave clients with clinical depression saw significant improvement within 3 months of care. You and your therapist set concrete goals early and check progress against them, so how long you continue is a decision you make together against visible progress.

Yes. Controlled studies show online therapy for depression performs comparably to in-person care. The two things that drive outcomes are the quality of the therapist and the consistency of sessions, and online sessions make consistency easier during those weeks when leaving the house feels hardest.

If you are in crisis or thinking about suicide, call or text 988 to reach the Suicide and Crisis Lifeline, available 24/7, rather than waiting for a therapy appointment. The crisis resources section on this page lists additional lines, including the Veterans Crisis Line and the SAMHSA National Helpline. Therapy at Octave can begin once you are safe.

More On Online Depression Therapy

What Online Depression Therapy At Octave Looks Like

Depression is a mood disorder that causes persistent low mood, loss of interest in things you used to enjoy, and physical symptoms like fatigue, disrupted sleep, and difficulty concentrating, lasting most of the day for weeks or longer. About one in five adults experiences it at some point, and it is one of the most treatable conditions in mental health care. Online depression therapy treats it in weekly video sessions with a licensed therapist, using the same evidence-based methods as in-office care.



How therapy helps depression

Therapy works on depression from two directions at once: reducing symptoms now and changing the patterns that keep them coming back. Octave therapists draw on the approaches with the strongest evidence for depression:

Behavioral activation rebuilds energy and momentum through small planned actions, even when motivation is gone.

Cognitive behavioral therapy (CBT) catches the automatic negative thoughts depression generates and tests them against evidence.

Interpersonal therapy (IPT) and psychodynamic therapy work on the relationships and histories that feed low mood.

Most therapists blend these approaches around what you need rather than applying one method to everyone.

The first sessions of depression therapy

The first session is a conversation, not an exam: your therapist asks what brought you in, what your days look like, and what you want to be different. By the second or third session you have goals concrete enough to measure and something to practice between sessions. If the fit is not right, Octave’s Care Navigators can re-match you or you can always search our directory and book yourself, because the relationship with your therapist predicts outcomes more than any credential.

Therapy, medication, or both for depression

Therapy is a core treatment for depression, and some people also work with a prescriber on medication. Octave therapists do not prescribe, but your care stays coordinated: if medication becomes part of your plan, your therapist works alongside your psychiatrist or primary care doctor while therapy continues.

Starting depression therapy when you do not feel ready

Depression itself lowers the energy and hope that starting takes, which is why Octave’s process is deliberately small: answer a few questions and have a first conversation with a therapist in 1 to 3 days, on average. You do not have to be at your worst to start, and you do not have to be sure therapy will work. One appointment is the whole first step.

If you need help right now

Crisis resources.

Octave is not an emergency service. If you or someone you love is in immediate danger, call 911 or go to your nearest emergency room.

988 Suicide & Crisis Lifeline

24/7, free, confidential — call or text

Crisis Text Line

Text HOME — 24/7 trained counselors

National DV Hotline

24/7 confidential support

Veterans Crisis Line

Press 1 after dialing 988

SAMHSA National Helpline

Treatment referral & info, 24/7

Trevor Project

LGBTQ+ youth crisis support

Depression is treatable. Start online therapy this week.

You have already done the hard part of looking for help. Octave handles the rest: meet with a therapist in 1 to 3 days, on average, covered by most major insurance plans.

Find Your Best Therapist