Affordable Therapy with Horizon NJ Health
At Octave, we partner with Horizon Blue Cross Blue Shield of New Jersey to offer affordable virtual and in-person therapy. With the growing demand for mental health support, we are dedicated to providing expert care covered by your Horizon NJ plan, so you can focus on your well-being and start feeling better.
Take advantage of your Horizon NJ Health benefits
Insurance coverage can be complex, but Octave is here to guide you every step of the way.
In-Network Coverage
Octave's team will help you find the best in-network therapist for your needs. Choosing an in-network therapist with coverage from Horizon BCBS offers the most cost-effective option for care with lower copays and more predictable costs.
Understanding Deductibles
Not sure where you stand with your deductible? We’re here to help you figure it out. Your deductible is an important piece of the puzzle when it comes to the cost of therapy. This is the amount you’ll need to pay out-of-pocket before Horizon Blue Cross Blue Shield of New Jersey starts covering your therapy sessions. After that, Horizon NJ Health steps in to share the cost, making therapy more affordable.
Horizon NJ Co-Pays
Because every plan is different, it’s a good idea to check your Blue Cross Blue Shield mental health benefits. You can review your plan details by logging into your Horizon BCBS account or giving them a call. If you need extra help, Octave is here to guide you in making sense of it all.
Out-of-Network Coverage
Whether you choose in-network or out-of-network care, Octave ensures you can maximize your Horizon NJ Health benefits and focus on what matters—your well-being. If you prefer to work with the 2% of therapists at Octave who are out-of-network, you may still be eligible for partial reimbursement. With BCBS, this means submitting claims for your sessions. Octave simplifies the process by providing clear documentation and guidance to help you get reimbursed as quickly as possible.
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Meet our providers
Our team has a wide variety of specialties, backgrounds, and personalities, so we can find the right match for you, based on your unique needs and situation.
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Services Coverage
Horizon Health BCBS insurance plans in NJ can cover individual, couples, and family therapy
Octave offers personalized one-on-one therapy sessions that are covered for Horizon NJ Health members. Our licensed therapists use evidence-based techniques, including Cognitive Behavioral Therapy (CBT), to help you manage emotions, build resilience, and improve your mental health. Take the first step toward emotional wellness—start therapy with Octave today and experience compassionate, effective care that fits your needs.
Every relationship faces challenges—but with the right support, you can grow stronger together. At Octave, we make it easy to access couples therapy covered by Horizon NJ Health, helping you make the most of your mental health benefits. Our licensed therapists specialize in relationship counseling, offering expert guidance to improve communication, resolve conflicts, and rebuild connection. Whether you're navigating a specific issue or seeking to deepen your bond, we're here to help you thrive as a couple.
Healthy families start with open communication and mutual support. Octave offers family therapy sessions covered by Horizon NJ Health, making it easy to access professional care that strengthens your family bonds. Our experienced therapists use a collaborative, evidence-based approach to help families resolve conflicts, improve communication, and create a more harmonious home environment. Whether you're facing specific challenges or looking to build a stronger foundation, we're here to support every member of your family.
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Yes. Up to 96% of Octave clients received coverage from their insurance provider, with an average out-of-pocket cost of $0-45 per session.
We offer several different types of evidence-based therapy approaches, including behavioral, mindfulness-based, and relational modalities. We tailor therapy to your unique values, needs, and goals and match you with the right therapist with a specialization suited to you. By providing a safe, solution-focused, collaborative therapeutic relationship, therapy aims to go in-depth, empowering you with tools to learn, practice, and experience new and more satisfying ways of relating to yourself, others, and the world around you.
You can also filter through our providers by their specialties and approaches here.
Typically, Horizon Blue Cross Blue Shield of NJ does not have a set limit of sessions. BCBS of New Jersey partners with providers to offer different types of evidence-based therapy approaches to ensure effective and efficient outcomes.
Following your appointment, we’ll give you the information needed to submit a claim to Horizon Blue Cross Blue Shield of NJ. This includes steps for submitting your claim and a superbill to help the reimbursement process go faster. If you need to request a superbill, please contact [email protected].
After you submit your claim, either online or by mail, Horizon NJ Health will send you a check with the reimbursed amount.
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Octave patients saw 30-40% more improvement in their depression symptoms than clients at other practices.
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