Octave
Monica Montoya avatar
LPCCshe/her

Monica Montoya

VirtualHigh Satisfaction Rate

11 years of experience

Verified by Octave
In California
+ 1 other state
Accepting 6 Insurance providers

Meet Monica

In our first session, you can expect an environment that helps you “feel comfortable in the uncomfortable.” Starting therapy can feel daunting, and I’m here to listen mindfully and without judgment. Together, we’ll explore what brought you to therapy and how I can support you. Goal setting is collaborative—we’ll identify clear objectives, create a flexible roadmap, and adapt as needed while tracking progress along the way.

Together, we’ll explore what brought you to therapy and how I can support you.

Communication Style

  • Action-oriented
  • Affirming
  • Engaging
  • Exploratory
  • Warm

Specialties & Approaches

Specialties

Experienced with

Approach

Locations

Virtual appointments available for Washington and California residents

Good to know

Session Details

Additional

Interests

Insurance Accepted

Credentials & Verification

Verified by Octave

License number

Education

Monica Montoya, Licensed Professional Clinical Counselor License #13479 (exp March 2027)

Calculate Cost & Insurance

$28

/ session on average with insurance

Frequently asked questions

Monica Montoya accepts Centivo, Anthem Blue Cross of CA, Out-of-State BlueCard PPO, Prime Health, Blue Shield of California, and Cigna Healthcare/Evernorth. Octave clients pay an average of $28 per session through insurance, and more than 95% pay less than $45 per session. Your exact cost depends on your plan’s copay or deductible. You can use the cost estimator to see what you would pay before your first session. If you would rather pay out of pocket, self-pay sessions in California are estimated at $205-250 per session.

Monica Montoya is a Licensed Professional Clinical Counselor (LPCC). Monica is licensed to practice in Washington and California, so clients located in any of those states can book sessions. Monica’s California license number is 13479, and you can look it up through the state licensing board. Octave verifies every therapist’s license before they begin seeing clients, and licenses are kept current as a condition of practicing with Octave.

Monica Montoya has been practicing therapy for 11 years. Monica’s education and training include MA - Clinical Mental Health Counseling, University of San Diego. Over that time, Monica has worked closely with BIPOC, Parents, Neurodivergence, and Latine Community. Octave therapists average more than a decade of experience, and Monica is part of that group.

Monica Montoya works with BIPOC, Parents, Neurodivergence, and Latine Community and specializes in Anger Issues, Anxiety, Body Image, Burnout, Caregiver Burnout, Depression, Eating Disorders, Grief, Life Transitions, Panic, Premenstrual Dysphoric Disorder (PMDD), Self-Harm, Sleep, and Stress. These are the areas where Monica spends most of their clinical time. If the concern you want help with isn’t listed here, a Care Navigator can tell you whether Monica is a good fit or match you with another Octave therapist who specializes in it.

Monica Montoya draws on Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Exposure and Response Prevention Therapy (ERP or EXRP), Mindfulness-based Cognitive Therapy (MBCT), Motivational Interviewing, Solution-Focused, and Strengths-Based. In sessions, Monica’s style is action-oriented, affirming, engaging, exploratory, and warm. In Monica’s words: “Together, we’ll explore what brought you to therapy and how I can support you.”

Monica Montoya (she/her) offers therapy in English and Spanish. Monica identifies as Hispanic/Latinx.

Monica Montoya offers online sessions over secure video, so you can meet from home or any private space. Monica is licensed in Washington and California, and you need to be located in one of those states at the time of each session. All you need is a device with a camera and a stable internet connection.

Your first session with Monica Montoya is a chance to talk through what brought you to therapy and what you want to work on. Monica will ask about your background, your current concerns, and your goals, and together you will start shaping a plan for your sessions. It is also a chance to see whether Monica’s style feels like a good fit for you. After their first session, 9 in 10 Octave clients say their therapy experience has been good or better.

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Ready to start with Monica?

Most new clients have their first session within a week. You can change therapists at any time, at no cost.