Julia Kharkar

Julia Kharkar accepts Anthem Blue Cross of CA, Out-of-State BlueCard PPO, Blue Shield of California, Prime Health, Centivo, and Cigna Healthcare/Evernorth. Octave clients pay an average of $28 per session through insurance, and more than 95% pay less than $45 per session. Your exact cost depends on your plan’s copay or deductible. You can use the cost estimator to see what you would pay before your first session. If you would rather pay out of pocket, self-pay sessions in California are estimated at $205-250 per session.

Julia Kharkar is a Licensed Clinical Social Worker (LCSW). Julia is licensed to practice in California, so clients located in California can book sessions. Julia’s California license number is LCSW107562, and you can look it up through the state licensing board. Octave verifies every therapist’s license before they begin seeing clients, and licenses are kept current as a condition of practicing with Octave.

Julia Kharkar has been practicing therapy for 4 years. Julia’s education and training include MSW - Social Work, San Diego State University. Over that time, Julia has worked closely with BIPOC, Asian / Pacific Islander community, Veterans, Immigrants, Neurodivergence, Students, and LGBTQ+.

Julia Kharkar works with BIPOC, Asian / Pacific Islander community, Veterans, Immigrants, Neurodivergence, Students, and LGBTQ+ and specializes in Anxiety, Bipolar Disorder, Burnout, Caregiver Burnout, Cultural Issues/Racial Stress, Depression, Family Conflict, Grief, Immigration, IPV/DV, Life Transitions, Panic, Pregnancy/Peripartum/Infertility, Relationship Concerns, and Sexual Assault/Sexual Abuse, among other areas. These are the areas where Julia spends most of their clinical time. If the concern you want help with isn’t listed here, a Care Navigator can tell you whether Julia is a good fit or match you with another Octave therapist who specializes in it.

Julia Kharkar draws on Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Exposure and Response Prevention Therapy (ERP or EXRP), Eye Movement Desensitization and Reprocessing (EMDR), Interpersonal Psychotherapy, Motivational Interviewing, Relational, Solution-Focused, and Strengths-Based. In sessions, Julia’s style is affirming, authentic, calming, exploratory, and warm. In Julia’s words: “My approach is grounded in collaboration, inclusivity, and respect for your individual needs, with an emphasis on empowering you to guide your own therapeutic journey.”

Julia Kharkar (she/her) offers therapy in English. Julia identifies as White. Julia provides LGBTQIA+ affirming care.

Julia Kharkar offers online sessions over secure video as well as in-person sessions at 2820 Camino Del Rio S in San Diego. Julia is licensed in California, and you need to be located in that state at the time of each session. All you need is a device with a camera and a stable internet connection.

Your first session with Julia Kharkar is a chance to talk through what brought you to therapy and what you want to work on. Julia will ask about your background, your current concerns, and your goals, and together you will start shaping a plan for your sessions. It is also a chance to see whether Julia’s style feels like a good fit for you. After their first session, 9 in 10 Octave clients say their therapy experience has been good or better.

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Only clients who have completed a session with this provider can leave a rating for them.