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Affordable Therapy with Blue Cross Blue Shield of Tennessee

At Octave, we partner with Blue Cross Blue Shield to offer affordable virtual and in-person therapy. With the growing demand for mental health support, we are dedicated to providing expert care covered by your Blue Cross Blue Shield of Tennessee plan, so you can focus on your well-being and start feeling better.
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Take advantage of your Blue Cross Blue Shield of Tennessee benefits

Insurance coverage can be complex, but Octave is here to guide you every step of the way.

In-Network Coverage

Octave's team will help you find the best in-network therapist for your needs. Choosing an in-network therapist with coverage from Blue Cross Blue Shield offers the most cost-effective option for care with lower copays and more predictable costs.

Understanding Deductibles

Not sure where you stand with your deductible? We’re here to help you figure it out. Your deductible is an important piece of the puzzle when it comes to the cost of therapy. This is the amount you’ll need to pay out-of-pocket before Blue Cross Blue Shield starts covering your therapy sessions. After that, Blue Cross Blue Shield steps in to share the cost, making therapy more affordable.

Blue Cross Blue Shield Co-Pays

Because every plan is different, it’s a good idea to check your Blue Cross Blue Shield mental health benefits. You can review your plan details by logging into your Blue Cross Blue Shield account or giving them a call. If you need extra help, Octave is here to guide you in making sense of it all.

Out-of-Network Coverage

Whether you choose in-network or out-of-network care, Octave ensures you can maximize your Blue Cross Blue Shield benefits and focus on what matters—your well-being. If you prefer to work with the 2% of therapists at Octave who are out-of-network, you may still be eligible for partial reimbursement. With Blue Cross Blue Shield, this means submitting claims for your sessions. Octave simplifies the process by providing clear documentation and guidance to help you get reimbursed as quickly as possible.

Find Therapists Near You

Meet our providers

Our team has a wide variety of specialties, backgrounds, and personalities, so we can find the right match for you, based on your unique needs and situation.

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Individual Therapy

Types of Therapy

Blue Cross Blue Shield of Tennessee plans can cover individual, couples, and family therapy

Octave provides personalized one-on-one therapy sessions, covered by Blue Cross Blue Shield, to help you overcome anxiety, depression, stress, and other life challenges. Our licensed therapists specialize in evidence-based approaches like Cognitive Behavioral Therapy (CBT), empowering you to gain clarity, manage emotions, and develop long-lasting resilience. Start your journey to emotional well-being with Octave today.

Relationships require effort, and at Octave, we're committed to helping you strengthen your connection, improve communication, and overcome challenges. We simplify access to couples therapy through Blue Cross Blue Shield ensuring you fully utilize your benefits. Whether you're addressing a specific issue or looking to reconnect, our experienced therapists are here to support you. Our compassionate team will guide you through every step, making it easy to get the help you need to thrive together.

We offer family therapy sessions covered by Blue Cross Blue Shield, designed to improve communication, resolve conflicts, and strengthen family bonds. Our skilled therapists take a collaborative approach to foster a more harmonious and supportive home environment for everyone. Navigating family dynamics can be challenging, let Octave help your family thrive.

Have questions? Start here.

Yes! Up to 96% of Octave clients received coverage from their insurance provider, with an average out-of-pocket cost between $0-30 per session.

We offer several different types of evidence-based therapy approaches, including behavioral, mindfulness-based, and relational modalities. We tailor therapy to your unique values, needs, and goals and match you with the right therapist with a specialization suited to you. By providing a safe, solution-focused, collaborative therapeutic relationship, therapy aims to go in-depth, empowering you with tools to learn, practice, and experience new and more satisfying ways of relating to yourself, others, and the world around you.

You can also filter through our providers by their specialties and approaches here.

Typically, Blue Cross Blue Shield does not have a set limit of sessions. Blue Cross Blue Shield partners with providers to offer different types of evidence-based therapy approaches to ensure effective and efficient outcomes.

Following your appointment, we’ll give you the information needed to submit a claim to Blue Cross Blue Shield. This includes steps for submitting your claim and a superbill to help the reimbursement process go faster. If you need to request a superbill, please contact [email protected]

After you submit your claim, either online or by mail, Blue Cross Blue Shield will send you a check with the reimbursed amount.

Hear from the experts

Learn from our experts about the cost of therapy, what impact insurance has on average cost, and more

Therapy Cost and Insurance Guide

Why Octave

Therapist matching

9 in 10 Octave clients report a strong relationship with their therapist.

Patient success

Octave patients saw 30-40% more improvement in their depression symptoms than clients at other practices.

Real Human Connection

Find a therapist who makes you feel safe and empowered, with over 1,000+ therapists on Octave's platform.

Get Started with Octave

Thousands are on a clear path to emotional well-being through therapy with Octave.

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